Financial Adviser
Are you a financial advisor with 2 or more years experience looking to take your business to the next level?
LPI is expanding its current Financial Adviser footprint and looking for Experienced Senior Financial Advisors to become part of their successful growth and to join the dynamic team.
It is the perfect opportunity for individuals seeking the sustainability of personal and financial growth. We are expanding, and appointing Senior Financial Advisers in Johannesburg and Pretoria.
As an LPI Advisor, you will have a comprehensive product suite to market to your clients, this includes investments, fiduciary, Short term, a host of Medical Aids, Gap covers, Discovery Bank and all Life Cover product providers in South Africa.
Benefits:
We charge R2500 for admin, IT, office, licenses, compliance, astute, CRM etc.
All fiduciary commissions, i.e. new business placed with our Fiduciary partner Capital Legacy = 100% to the adviser.
All open architecture commission pays 85% to the adviser.
We have an approved transfer process between FSP’s in place with almost all Product houses, to ensure your clients can be transferred hassle free.
Commission includes upfront commission, 2nd years commission, trail fee’s, premium and benefit increases.
On short term commission the adviser will earn depending on size of monthly premium between 60% and 80% of commission.
On medical aid and GAP cover the adviser will earn the same as for short term.
Discovery Bank pays a referral fee , depending on the type of account introduced, between R550 and R1750 referral fee.
We will also lease a new laptop to the adviser, if need be
3 Commission runs per month
We are looking for an experienced Financial Adviser to join our team and serve as a valuable intermediary between our company and clients. Your role will involve providing comprehensive financial guidance and offering tailored recommendations to help clients maximize their financial potential.You will be responsible for conducting thorough market research, understanding clients' individual needs, and designing effective financial strategies. Additionally, you will play a key role in closing sales and building long-term relationships with clients.
The ideal candidate will possess strong analytical skills, excellent communication abilities, and a deep understanding of financial products and services. Join us and help clients make informed financial decisions for a secure future.
Responsibilities- Provide strategic advice across a variety of financial products and services (debt management, cash management, insurance coverage, investments)
- Assess client’s overall financial picture, understand their needs and develop a solid financial plan
- Guide clients towards a profitable and secure financial decision
- Cultivate client base and build win-win relationships
- Network, generate leads and grab opportunities to sell mutual funds, stocks, bonds etc to meet sales quotas
- Keep abreast of new industry’s trends and research market to back up financial consulting
- Oversee the course of the financial plan and update it, if necessary, to ensure profits
- Comply with all industry rules and regulations
- Liaise with providers, solicitors, valuers and other professionals
- Compulsory Requirements:
- Matric
- Reliable Car & Valid Driver’s License
- Clear Criminal Record
- Strong communication skills
- Regulatory Exam 5
- CPD Point up to date.
- NQF 5 Qualification
- 2 years or more experience as an Adviser
- Class of Business Training
- Proven working experience as a Financial Adviser, Controller, Planner, Specialist or relevant experience
- Track record of successful financial guidance
- Ability to analyze market’s financial data and to provide appropriate data-based advice
- Strong communication, negotiation and presentation skills
- Accuracy, attention to detail and the ability to explain complex information clearly and simply
- Excellent PC knowledge and ability to operate database systems