Credit Risk Analyst | Centurion

Are you a detail-oriented professional with a passion for managing credit risk? Join a dynamic team as a Credit Risk Analyst, where you'll play a vital role in assessing, managing, and monitoring credit exposures within shareholders' portfolios.

Key Responsibilities:

• Analyze new credit requests to identify potential risks and opportunities.
• Conduct annual reviews of existing credit exposures and ensure they remain within acceptable thresholds.
• Prepare ratings and Loss Given Default (LGD) assessments for credit counterparties.
• Present findings and recommendations to the credit committee for approval.
• Monitor ongoing risks and take action to mitigate potential issues.
• Calculate and report on impairments quarterly as part of the watchlist process.
• Draft and present quarterly memoranda to the Financial Market Risk Forum.
• Prepare other reports or recommendations for the Financial Market Risk Forum, including policy decisions and project updates.
• Attend client meetings to foster strong relationships and deliver exceptional service.
• Collaborate effectively with stakeholders and maintain professional communication.

Qualifications & Experience:

• Education: BCom (Hons) with a major in Finance or a related field.
• Advantageous: CA (SA), CFA, or equivalent qualification.
• 13 years of experience in credit risk analysis, with exposure to corporate and public sector credit risk. Experience in workouts and project finance is a plus.

Key Competencies:

• Strong business acumen and commitment to client and stakeholder success.
• Analytical thinking and problem-solving skills.
• Proficient in Microsoft Office, Excel, and Murex systems.
• Excellent communication and presentation skills.
• Ability to collaborate effectively and influence decisions.
• Self-awareness, adaptability, and a willingness to learn.
• Appreciation for diversity and inclusiveness.

If you're eager to grow your career and contribute to a high-performing team, we want to hear from you!